Income protection
PROTECT YOUR FINANCIAL STABILITY
Whether you work full-time or run your own business, you may lose income as a result of an illness or accident, such as pneumonia or a broken leg. If you have income loss insurance, such an event will not leave you completely without income.
Anyone who is an active worker and wants to protect themselves against loss of income can purchase this type of insurance.
What are the benefits of Income Insurance?
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- Regular income, even in the event of incapacity for work due to illness or accident
- Coverage for family expenses
- Financial cover for your obligations, such as debts and loans
- Protection for your savings
Additional benefits
Flexible choice
You decide the amount of coverage, which can usually be a maximum of 60-70% of your annual gross salary, and the length of the term, which usually lasts until retirement age.
These factors also influence the size of the monthly premium.
Types of income insurance
Short-term – monthly payments for up to 1-5 years
Long-term – usually provides coverage until retirement age
Payment
With income protection insurance, you will receive a monthly payment.
Easy contract conclusion
All you need to do is contact us or one of our insurance agents and schedule a meeting. During the meeting, we will discuss the available options and clarify any questions or misunderstandings that may arise.
Constant monitoring
We are happy to assist our clients even after the insurance has been concluded. In the event of a claim, please contact us and we will provide assistance and advice on what to do and how to proceed.
Exclusions and Limitations
In certain circumstances, insurance may not be available or may only be available in limited quantities, but don’t worry – we will discuss all such events with you.
The insurance is not convertible to cash. If you stop paying your monthly premium, your coverage will cease and your premium will not be refunded. The insurance will only pay out if you file a successful claim.