Critical Illness Coverage
Support During Difficult Times
Unfortunately, no one can be sure that they will never be diagnosed with a serious or critical illness. In such a case, it is very important to be able to focus on recovery and not have to worry about finances. Anyone who is of legal age and meets the criteria of the given insurer can have such coverage. If a serious illness is diagnosed, the policyholder receives a lump sum payment that they can spend as they wish.

What are the benefits of critical illness insurance?
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- A cash solution for unexpected treatment costs, such as medications, rehabilitation or private counseling
- Covers your family’s expenses during your illness
- Cash cover to transform your home to suit your new needs
- It also provides coverage for your child
- Provision for financial liabilities, such as debts and loans
Additional benefits
Flexible choice
You can individually determine the amount of coverage and the length of the term (within the limits set by the insurance company’s policy) according to your needs, and you can also choose coverage for basic illnesses or insurance that provides coverage for a wider range of illnesses. These factors, among others, also affect the amount of the monthly premium.
Critical illnesses
Insurance that provides coverage for a wider range of illnesses can include more than 100 types of illnesses. Critical illnesses include: cancer, heart attack, stroke, coronary artery disease requiring surgery, multiple sclerosis, Alzheimer’s disease, Creutzfeldt-Jakob disease, Parkinson’s disease, kidney failure, meningitis, third-degree burns, respiratory failure, stroke, vision or hearing loss, dementia, HIV infection, paralysis, liver failure and even loss of an arm or leg.
Payment
In the case of critical illness insurance, you are usually entitled to a one-time payment.
Easy contract conclusion
All you need to do is contact us or one of our insurance advisors and arrange a meeting. During the meeting, we will discuss the available options and clarify any misunderstandings.
Constant monitoring
We provide our service even after the contract is signed. If you are diagnosed with a critical illness that is covered by your insurance policy, all you have to do is contact us. We will help you with the next steps.
Exclusions and Limitations
In some cases, the diagnosed illness may not be covered. The contract contains a list of illnesses covered by the insurance company. In many cases, pre-existing illnesses may not be covered. The severity of the diagnosed illness also determines whether it is covered by the contract. For this reason, it is worth checking the full description in the insurance document. In some cases, if a short period of time elapses between the occurrence of the critical illness and death, no payment will be made. In the event of the death of the policyholder, the insurance will always terminate, while if the insurance company pays the coverage amount due to a critical illness, the contract will not always, but in most cases, terminate.
The appropriate insurance depends on individual circumstances and needs. Each individual must fully disclose all relevant information to ensure that they have valid insurance that meets their needs.
In certain circumstances, the policy may not apply or its scope will be limited. But don’t worry – we will discuss any such events with you.